{"id":18842,"date":"2019-04-03T08:18:46","date_gmt":"2019-04-03T08:18:46","guid":{"rendered":"https:\/\/www.legalraasta.com\/blog\/?p=18842"},"modified":"2026-04-07T17:17:03","modified_gmt":"2026-04-07T11:47:03","slug":"sukanya-samriddhi-yojana","status":"publish","type":"post","link":"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/","title":{"rendered":"Sukanya Samriddhi Yojana : Building a better future for girls"},"content":{"rendered":"<p>Sukanya Samriddhi Yojana is also named as Girl Child Prosperity Account. This yojana was introduced by Prime Minister &#8211; Narendra Modi in 2015 with pride and peace for girls. This scheme is a part of the Beti Bachao Beti Padao\u00a0campaign. For more details about the Sukanya Samriddhi Yojana scheme login to<a href=\"https:\/\/www.india.gov.in\/sukanya-samriddhi-yojna\" target=\"_blank\" rel=\"noopener\">\u00a0https:\/\/www.india.gov.in\/sukanya-samriddhi-yojna<\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_73 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#About_Sukanya_Samriddhi_Yojana\" title=\"About\u00a0Sukanya Samriddhi Yojana\">About\u00a0Sukanya Samriddhi Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#What_is_the_amount_of_deposit_required_for_the_opening_account\" title=\"What is the amount of\u00a0deposit required for the opening\u00a0account?\">What is the amount of\u00a0deposit required for the opening\u00a0account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#Who_can_open_Sukanya_Samriddhi_Account\" title=\"Who can open Sukanya Samriddhi Account?\">Who can open Sukanya Samriddhi Account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#When_can_girl_operate_her_account\" title=\"When can girl operate her account?\">When can girl operate her account?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#What_are_the_rules_for_account_operation_according_to_different_ages\" title=\"What are the rules for account operation according to different ages?\">What are the rules for account operation according to different ages?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#Documents_required_for_the_account_opening\" title=\"Documents required for the account opening\">Documents required for the account opening<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#Steps_to_open_Sukanya_Samriddhi_account\" title=\"Steps to open\u00a0Sukanya Samriddhi account\">Steps to open\u00a0Sukanya Samriddhi account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#The_security_benefits_of_Sukanya_Samriddhi_Yojana\" title=\"The security benefits of\u00a0Sukanya Samriddhi Yojana\">The security benefits of\u00a0Sukanya Samriddhi Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.legalraasta.com\/blog\/sukanya-samriddhi-yojana\/#What_are_the_advantages_of_the_Sukanya_Samriddhi_Yojana_in_terms_of_taxation\" title=\"What are the advantages of the Sukanya Samriddhi Yojana\u00a0in terms of taxation?\">What are the advantages of the Sukanya Samriddhi Yojana\u00a0in terms of taxation?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"About_Sukanya_Samriddhi_Yojana\"><\/span>About\u00a0Sukanya Samriddhi Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Sukanya Samriddhi Yojana is a scheme introduced by the government for the girl child and encourages their parents to open an account for their girls for their future education and marriage. This scheme is a backup saving for girls by their parents. This scheme was started on 22nd January 2015 in Haryana. The account can only be initiated at any India Post Office branch which is administered by commercial banks. The interest rate keeps changing every year. The account can be operated anytime between the birth of a baby girl or when she is 10 years old by the guardian\/parents.\u00a0The account can shift in any state of India. The one account allows per female child and parents allows opening a maximum of two accounts for each of their female children in case of twins or triplets.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_the_amount_of_deposit_required_for_the_opening_account\"><\/span>What is the amount of\u00a0deposit required for the opening\u00a0account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A Sukanya Samridhi account can be open at the birth of a female child or when she turned 10 years old. The least deposit in an account is Rs.250 before it was Rs.1,000 and any amount in multiples of Rs.100 can deposit. The maximum Deposit limit is Rs.1 Lakh in a year.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_can_open_Sukanya_Samriddhi_Account\"><\/span>Who can open Sukanya Samriddhi Account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The account can be operated and opened by the legal guardian in the name of a female child from her birth till she reaches the age of 10. Only one account is operated and opened for one female child. In the case of twins or triplets, two account opening is allowed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_can_girl_operate_her_account\"><\/span>When can girl operate her account?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When a girl reaches the age of 10, she can operate her account. 50% of the amount can be withdrawn at the age of 18 and allowed to be used for educational purposes. Till 14 years she has to pay no interest. After completion, of14 years of the account will start gaining the interest rate which will be accessible and valid. After this time period, the account will start gaining an accessible amount of rate of interest. The interest will not be gain at succeeding rate if the account is not closed. When she completes 21 years the account reaches at maturity level from the date of the opening.When the girl is above 18 and married the account is allowed to be closed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_rules_for_account_operation_according_to_different_ages\"><\/span>What are the rules for account operation according to different ages?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>At the age of 9 deposit can continue till the age of 24.<\/li>\n<li>From the date of the opening account, the account deposit authorizes fabricate\u00a0to be till the age of 15 years.<\/li>\n<li>When she is in the age of 24-30, the account is a mature account. The account keeps gaining interest in the amount deposited in years.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Documents_required_for_the_account_opening\"><\/span>Documents required for the account opening<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>You can open a Sukanya Samriddhi Yojana Account in any approved post office branch or bank branch. Document fulfilment is important.<\/p>\n<p>Let us analyze the documents required for opening the account.<\/p>\n<ul>\n<li>The Recipient&#8217;s<a href=\"https:\/\/www.legalraasta.com\/birth-certificate\/\" target=\"_blank\" rel=\"noopener\"> birth certificate<\/a>.<\/li>\n<li>The Sukanya Samriddhi Yojana Account opening form.<\/li>\n<li>An Id proof like an adhaar card or PAN card of the guardian or parents of the recipient.<\/li>\n<li>Proof of address of the Recipient guardian or parents.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Steps_to_open_Sukanya_Samriddhi_account\"><\/span>Steps to open\u00a0Sukanya Samriddhi account<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>There are certain steps you have to follow for the\u00a0 procedure of opening account :<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-18851 aligncenter\" src=\"https:\/\/www.legalraasta.com\/blog\/wp-content\/uploads\/2019\/03\/sukanya-samriddhi-Yojana-Application-Form.png\" alt=\"\" width=\"483\" height=\"609\" srcset=\"https:\/\/www.legalraasta.com\/blog\/wp-content\/uploads\/2019\/03\/sukanya-samriddhi-Yojana-Application-Form-200x252.png 200w, https:\/\/www.legalraasta.com\/blog\/wp-content\/uploads\/2019\/03\/sukanya-samriddhi-Yojana-Application-Form-238x300.png 238w, https:\/\/www.legalraasta.com\/blog\/wp-content\/uploads\/2019\/03\/sukanya-samriddhi-Yojana-Application-Form-400x504.png 400w, https:\/\/www.legalraasta.com\/blog\/wp-content\/uploads\/2019\/03\/sukanya-samriddhi-Yojana-Application-Form.png 483w\" sizes=\"(max-width: 483px) 100vw, 483px\" \/><\/p>\n<ul>\n<li>Collect and fill the SSY opening account form. You will get the forms in the nearby banks or the post office.<\/li>\n<li>Carry\u00a0all the documents and two passport size photographs for further process.<\/li>\n<li>Pay the amount you want a deposit in the account. Remember the amount should be between Rs. 250 to Rs. 1 lakh.<\/li>\n<li>You can give a standing direction at the branch. Even you can insert up automatic credit to SSY Account by NetBanking.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"The_security_benefits_of_Sukanya_Samriddhi_Yojana\"><\/span>The security benefits of\u00a0Sukanya Samriddhi Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The\u00a0Suknaya Samriddhi Yojana gives security to girls future and she can have a good lifestyle ahead.<\/p>\n<p>The security benefit of the yojana has finest impacts because.<\/p>\n<ul>\n<li>Interest will be paid even when the maturity amount is under certain circumstances.<\/li>\n<li>Your girl can utilise the money saved for her future higher studies.<\/li>\n<li>Money saved in the account can also be useful for her marriage expense.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_advantages_of_the_Sukanya_Samriddhi_Yojana_in_terms_of_taxation\"><\/span>What are the advantages of the Sukanya Samriddhi Yojana\u00a0in terms of taxation?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Suknaya Samriddhi Yojana has a great benefit in terms of taxation. Lets us explore a few of the advantage of the scheme.<\/p>\n<ul>\n<li>Presently, The scheme grants the greatest tax-free return with ahead of the state makes sure and appears with the EEE(exempt-exempt-exempt) status.<\/li>\n<li>The yearly deposit restrains by serving <a href=\"https:\/\/www.legalraasta.com\/itr\/80c-deductions\/\" target=\"_blank\" rel=\"noopener\">Section 80C<\/a>(The Income Tax Act of 1961 ). The maturity gains are non-taxable.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>For further more information related to <a href=\"https:\/\/www.legalraasta.com\/income-tax-return\/\" target=\"_blank\" rel=\"noopener\">ITR<\/a>,\u00a0<a href=\"https:\/\/www.legalraasta.com\/payment-bank-license\/\" target=\"_blank\" rel=\"noopener\">Payment bank licence\u00a0<\/a>and\u00a0<a href=\"https:\/\/www.legalraasta.com\/company-bank-account-opening-letter\/\" target=\"_blank\" rel=\"noopener\">Company Bank Account Opening<\/a>. In fact, You can visit our website:\u00a0<a href=\"https:\/\/www.legalraasta.com\/\" target=\"_blank\" rel=\"noopener\">LegalRaasta<\/a>. Our experts will file your application form and submit it to lessen your burden. All you need to call us at\u00a08750008585\u00a0and feel free to send your query on Email:\u00a0<a href=\"mailto:contact@legalraasta.com\" target=\"_blank\" rel=\"noopener\">contact@legalraasta.com<\/a><\/p>\n<blockquote><p>Related articles<\/p>\n<p class=\"entry-title fusion-post-title\" data-fontsize=\"30\" data-lineheight=\"37\"><a href=\"https:\/\/www.legalraasta.com\/itr\/income-tax-login\/\" target=\"_blank\" rel=\"noopener\">A comprehensive guide of Income Tax Department Portal \u2013 Login &amp; Registration<\/a><\/p>\n<p class=\"entry-title fusion-post-title\" data-fontsize=\"30\" data-lineheight=\"37\"><a href=\"https:\/\/www.legalraasta.com\/itr\/e-filing-of-itr\/\" target=\"_blank\" rel=\"noopener\">Steps after e-filing of ITR<\/a><\/p>\n<p class=\"entry-title fusion-post-title\" data-fontsize=\"30\" data-lineheight=\"37\"><a href=\"https:\/\/www.legalraasta.com\/itr\/presumptive-taxation-scheme\/\" target=\"_blank\" rel=\"noopener\">Presumptive Taxation Scheme<\/a><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Sukanya Samriddhi Yojana is also named as Girl Child Prosperity Account. This yojana was introduced by Prime Minister &#8211; Narendra Modi in 2015 with pride and peace for girls. This scheme is a part of the Beti Bachao Beti Padao\u00a0campaign. For more details about the Sukanya Samriddhi Yojana scheme login to\u00a0https:\/\/www.india.gov.in\/sukanya-samriddhi-yojna About\u00a0Sukanya Samriddhi Yojana Sukanya Samriddhi [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":18843,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[558],"tags":[2686,2684,1069,2681,2180,2680,2683,2688,2685,2679,747,2335,2682,2687],"class_list":["post-18842","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-others","tag-a-post-office","tag-beti-bachao-beti-padao-campaign","tag-birth-certificate","tag-deposit","tag-documents","tag-documents-required-for-ssy","tag-girl-child-prosperity-account","tag-income-tax-act","tag-narendra-modi","tag-opening-account","tag-pan-card","tag-sukanya-samriddhi-yojana","tag-taxation","tag-the-security-benefits-of-sukanya-samriddhi-yojana"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sukanya Samriddhi Yojana and it benefits | 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